Self Certification Mortgage

Self-certification (self cert) is a simple way of detailing your income without having to provide proof of income, you simply self declare what you earn.

Self Cert mortgages are designed for people whose income is difficult to assess using the standard methods adopted by most conventional mortgage lenders. The specialist mortgage lender will be far more accommodating and they appreciate that different working patterns require a more flexible approach.

Self Cert mortgages have become extremely popular with the changes in work practices in the last few years; especially for those dependent on bonuses for a sizeable portion of their income or workers on short-term or part-time contracts.

Call 01489 790987 or email us